During the Holidays, it is pretty hard to avoid money. The joy of the season can turn to dread in January when the credit card bills start rolling in. High unemployment and a continuing housing crisis do nothing to relieve the stress of an uncertain economy. What to do?!
Financial Peace University (FPU) is a video series shown in many churches around the World and around 1.5 million families have attended. Dave Ramsey takes you down the path to becoming debt free and becoming financially stable.
Many of you may remember the Financial Foundations class that we did last winter with Paul and Becky of the financial counseling team. I received rave reviews regarding the class and so many people told me they learned invaluable information. Paul and Becky facilitated FPU before moving to Austin and it has been a well-received course at UPC. I will now be taking over this job along with the assistance of the financial counseling team.
The course runs Thursdays (7-9 pm) from January 5th – March 29th.
There is a $99 charge for the course, but some scholarships are available.
As many of you know, I am extremely passionate about helping others overcome money woes and learning steps to financial stability. I see money as a taboo topic that we somehow expect everyone to magically understand in an increasingly complex financial system. I know that I still have so much to learn regarding money, and I am eager to help share what I have already learned and what I am currently learning. It is an incredibly freeing feeling to know that you have the resources to give generously to others, and I hope that is something that everyone can experience.
I hope that you can join us. Everyone I have spoken to who has completed the course has been completely satisfied with the experience. The deadline to register is December 18th and you can do so by contacting Sue Bayouth sueb@upc.org. I have also copied the topics for the course below.
Irvin MacQuarrie

Super Saving: Dave explains the Seven Baby Steps that will guide you throughout Financial Peace University. You will also learn the three key reasons why you should save money—and why you must start now!
Relating With Money: Learn why it’s important for spouses to communicate and work together toward success. Also, singles will learn the importance of teamwork, and parents will find out how to teach their kids about money.
Cash Flow Planning: Unlock the secret of developing a monthly spending plan that really works.
Dumping Debt: It’s time to debunk some common debt myths! Dave reveals the truth about credit lies and gives you a plan to walk out of debt with confidence.
Credit Sharks In Suits: What is a credit score, anyway? Join Dave as he unpacks your credit rating and shows you how to handle collectors when they call.
Buyer Beware: Dave Ramsey draws on decades of experience to reveal the power and influence that marketing has on your everyday buying decisions. Let the buyer beware!
Clause and Effect: In this lesson, Dave walks you through the world of insurance, carefully explaining what you need—and what you need to avoid.
That’s Not Good Enough! Discover the seldom-used secrets of buying only big, big bargains—every time! Before you know it, you’ll be saying, “That’s not good enough!”
Of Mice and Mutual Funds: Dave breaks through the jargon surrounding long-term investing and empowers you to make your own decisions about your investments!
From Fruition To Tuition: Dave walks you through the maze of retirement options and helps you figure out the right path for you. You will also learn how to plan for college so your kids can graduate debt free!
Working In Your Strengths: This lesson will show you how to avoid dead-end or mind-numbing jobs and provide tips for job hunting, writing a résumé, and acing an interview. Plus, you’ll learn tips for finding extra jobs if you need cash to attack your debt snowball.
Real Estate and Mortgages: Dave draws on over 20 years of real estate experience to teach you how to win when buying or selling your home. Plus, he’ll dissect all of the common mortgage options available today, showing you what to choose—and what to avoid.
The Great Misunderstanding: Warning! This lesson will challenge the way you think about money. Dave will show you how generous giving can completely revolutionize your attitude and improve your finances, business and relationships.